Estimate the present value of a structured settlement in 2026. Calculate cash value of monthly payments using discount rate and years remaining.
Formula
if (inputs.discount <= 0) return { presentValue: Math.round(inputs.payment * inputs.years * 12) }; const r = inputs.discount / 100 / 12; const n = inputs.years * 12; const pv = inputs.payment * ((1 - Math.pow(1 + r, -n)) / r); return { presentValue: Math.round(pv) };Monthly Payment ($)
2,000
Years Remaining
10
Discount Rate (%)
8
Use the result to compare providers, request quotes, or send the scenario to a specialist when the numbers matter.
Structured Settlement Calculator estimates Estimated Cash Value using Monthly Payment ($), Years Remaining, Discount Rate (%). Legal outcomes vary significantly by jurisdiction, case specifics, and attorney quality. This calculator provides a directional estimate — consult a qualified attorney in your state or country before making legal or settlement decisions.
Use this legal calculator to compare scenarios before committing money, time, or a provider conversation.
The estimate combines Monthly Payment ($), Years Remaining, Discount Rate (%) and returns Estimated Cash Value.
If the result changes your decision, verify the current quote, rate, eligibility rule, or provider term before acting.
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This calculator produces informational estimates only. It does not constitute legal advice, does not create an attorney-client relationship, and should not be relied upon for legal decisions. Laws vary by jurisdiction. Consult a qualified attorney for your specific situation.
Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.