Total entered property damage, modeled lost gross profit, other documented incident costs, and entered insurance reimbursement for a retail incident.
Formula
const propertyDamage = Math.max(0, Number(inputs.propertyDamageCost || 0)); const days = Math.max(0, Number(inputs.disruptionDays || 0)); const dailyGrossProfit = Math.max(0, Number(inputs.averageDailyGrossProfit || 0)); const otherCosts = Math.max(0, Number(inputs.otherDocumentedIncidentCosts || 0)); const enteredReimbursement = Math.max(0, Math.round(Number(inputs.enteredInsuranceReimbursement || 0) * 100) / 100); const modeledLostGrossProfit = Math.round((days * dailyGrossProfit) * 100) / 100; const grossDocumentedCostScenario = Math.round((propertyDamage + modeledLostGrossProfit + otherCosts) * 100) / 100; const unreimbursedCostScenario = Math.round(Math.max(0, grossDocumentedCostScenario - enteredReimbursement) * 100) / 100; return { modeledLostGrossProfit, grossDocumentedCostScenario, enteredReimbursement, unreimbursedCostScenario };Entered Property Damage Cost ($)
15,000
Business Disruption Days
7
Average Daily Gross Profit ($)
500
Other Documented Incident Costs ($)
7,000
Entered Insurance Reimbursement ($)
0
Use the result to compare providers, request quotes, or send the scenario to a specialist when the numbers matter.
With the default inputs, 7 disruption days at $500 of average daily gross profit produce $3,500 in modeled lost gross profit. Adding $15,000 of entered property damage and $7,000 of other documented costs gives a $25,500 gross cost scenario. With no entered reimbursement, the unreimbursed cost scenario is $25,500.
Use this legal calculator to compare scenarios before committing money, time, or a provider conversation.
The estimate combines Entered Property Damage Cost ($), Business Disruption Days, Average Daily Gross Profit ($) and returns Modeled Lost Gross Profit, Gross Documented Cost Scenario, Entered Insurance Reimbursement.
If the result changes your decision, verify the current quote, rate, eligibility rule, or provider term before acting.
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This calculator produces informational estimates only. It does not constitute legal advice, does not create an attorney-client relationship, and should not be relied upon for legal decisions. Laws vary by jurisdiction. Consult a qualified attorney for your specific situation.
Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.