Calculate your cyber risk insurance premium quickly and accurately.
Formula
const industryFactor = inputs.industry === 'Healthcare' ? 1.5 : inputs.industry === 'Finance' ? 1.3 : inputs.industry === 'Retail' ? 1.1 : inputs.industry === 'Technology' ? 1.0 : 0.9; const trainingFactor = inputs.cyberSecurityTraining ? 0.9 : 1.1; const mfaFactor = inputs.multiFactorAuthentication ? 0.8 : 1.2; const revenueRisk = Math.min(inputs.annualRevenue / 1000000, 5); const recordsRisk = Math.min(inputs.numberOfRecords / 1000, 5); const basePremium = (0.005 * inputs.policyCoverageLimit) * industryFactor * trainingFactor * mfaFactor * (revenueRisk/5 + recordsRisk/5); const riskScore = Math.min(100, (revenueRisk + recordsRisk) * 10); return { estimatedPremium: basePremium, riskScore: riskScore };Annual Revenue ($)
1,000,000
Industry
Technology
Number of Records Stored
10,000
Annual Cyber Security Training?
1
Multi-Factor Authentication Enabled?
1
Desired Policy Coverage Limit ($)
500,000
Use the result to compare providers, request quotes, or send the scenario to a specialist when the numbers matter.
Cyber Risk Insurance Premium Tool estimates Estimated Premium ($), Risk Score (0-100) based on Annual Revenue ($), Industry, Number of Records Stored, Annual Cyber Security Training?. Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
Use this insurance calculator to compare scenarios before committing money, time, or a provider conversation.
The estimate combines Annual Revenue ($), Industry, Number of Records Stored and returns Estimated Premium ($), Risk Score (0-100).
If the result changes your decision, verify the current quote, rate, eligibility rule, or provider term before acting.
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.