Calculates an estimated cyber insurance premium based on annual revenue, industry risk, security measures, data sensitivity, and claims.
Formula
const revenueFactor = inputs.annualRevenue / 1000000; const industryRisk = inputs.industry === 'Healthcare' ? 1.5 : (inputs.industry === 'Finance' ? 1.3 : (inputs.industry === 'Retail' ? 1.1 : (inputs.industry === 'Manufacturing' ? 0.9 : 1.2))); const dataRisk = inputs.dataRecords / 10000; const trainingDiscount = inputs.cybersecurityTraining ? 0.9 : 1.0; const mfaDiscount = inputs.multiFactorAuthentication ? 0.8 : 1.0; const basePremium = 5000; const estimatedPremium = basePremium * revenueFactor * industryRisk * dataRisk * trainingDiscount * mfaDiscount; const riskScore = Math.min(100, Math.max(0, (revenueFactor * industryRisk * dataRisk) * 20)); return { estimatedPremium: estimatedPremium, riskScore: riskScore };Annual Revenue
1,000,000
Industry
Technology
Number of Data Records Stored
10,000
Annual Cybersecurity Training?
1
Multi-Factor Authentication Enabled?
1
Use the result to compare providers, request quotes, or send the scenario to a specialist when the numbers matter.
Cyber Insurance Premium Assessment Tool estimates Estimated Annual Premium, Risk Score (0-100) based on Annual Revenue, Industry, Number of Data Records Stored, Annual Cybersecurity Training?. Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
Use this insurance calculator to compare scenarios before committing money, time, or a provider conversation.
The estimate combines Annual Revenue, Industry, Number of Data Records Stored and returns Estimated Annual Premium, Risk Score (0-100).
If the result changes your decision, verify the current quote, rate, eligibility rule, or provider term before acting.
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.